Determination of Affecting Factors on Profitability of Banking Sector: An Examination upon the Turkish Banking Sector for the Period of 2006-2018
نویسندگان
چکیده
Although net profit of Turkish Banking Sector (TBS) has reached TL 54.1 billion in 2018, the profitability TBS been decreasing. Return on assets decreased from 2.3% 2006 to 1.4% 2018. Similarly, return equity 18.8% 10.50% This figures verify decreasing trend profitability. presents risks for limiting providing credits banks. Therefore, level importance. Affecting factors should be detected first order keep stable. In this context, Multivariate Adaptive Regression Splines (MARS) method, 11 explanatory variables, and quarterly data are used between It is determined that profits, credits, capital, nonperforming loans (NPL)/total total assets, USD/TL foreign exchange rate (FER) affect banking sector Turkey. Necessary measures taken by regulatory authorities stable increase current level. Hence, banks could have opportunity provide much more financing supporting economic growth.
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ژورنال
عنوان ژورنال: Selçuk Üniversitesi Sosyal Bilimler Meslek Yüksekokulu dergisi
سال: 2021
ISSN: ['1302-4191', '2564-7458']
DOI: https://doi.org/10.29249/selcuksbmyd.621539